Our Services RoMaR Consultants LLC, are legacy planners who provide the necessary tools and skills to facilitate responsible financial management to meet current goals while providing stability for the future. This is accomplished through training, education, information and guidance for individuals and business in the areas of :Personal Risk ManagementCollege PlanningEmployee BenefitsBusiness Risk/Succession Planning/ManagementSenior Health Insurance NeedsRetirement Planning Workshops RoMaR’s customized workshops address the specific needs of the audience providing participants adequate information to begin the process of identifying financial gaps. Workshops focus on financial literacy, retirement planning and insurance needs. RoMaR's financial specialists are available to speak to your organization on a wide variety of relevant legacy topics. Non-ProfitAssociationsSchools/Churches Women's Needs RoMaR is comprised of over 30 years of experience in the area of training, needs assessment, insurance and financial analysis and goal setting. In addition to the years of experience, the uniqueness of being women allows a exceptional approach to women’s needs and their relationship with money. Holistic training is available to address the confidence gap experienced by women when it comes to outliving their male counterparts, inequality in pay and retirement planning.This approach takes in consideration the need for a strategic focus on women. Based on the Harvard Business Review (2015), women now drive the world economy, and globally, women control about $20 trillion in annual consumer spending. Women are responsible for decision making in the purchase of :94% of home furnishings92% of vacations91% of homes60% of automobiles51% of consumer electronicsPrivate wealth is projected to be $22 trillion by 2020, an increase of $6 trillion currently, with 50% in the hands of women. Despite these staggering figures, women continue to:Earn lower wagesTake leave from the workforce to care for children and the elderlyOutlive their spousesLive longer livesExperience higher healthcare expensesNeed long-term careHave less retirement incomeLack the confidence to achieve their financial goals (confidence gap)Live below the poverty line in retirementRoMaR is aware that both the financial wellness of women is integral to the well-being of their families, and the economy/ community at large As a result, RoMaR will strategically dedicate a portion of its business development efforts to address the complex and unique financial, retirement and insurance needs of women while helping to bridge the impact of economic gender gaps with the growing financial influence of women.